What is expat repatriation with accident insurance in Spain?
Understanding the meaning of repatriation insurance is crucial. Repatriating mortal remains to your home country in case of death or returning to your residence in Spain after an accident can be a significant financial burden.
That’s why we offer repatriation for foreign residents/expatriates with an accident insurance specially designed for you. We understand the importance of providing support to you and your family during these challenging times. Your peace of mind is our priority.
What is covered in the event of a death
The insurance covers the repatriation of remains with no cost limit to your home country in the event of death due to illness or accident.
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What's covered in case of an accident
The insurance covers medical expenses and the costs of repatriation to your home in Spain in case of an accident.
World travel assistance
Take comfort in knowing that you and your family are protected whenever you travel, with access to support professionals who can assist you at any time.
- Repatriation or medical transportation for injured or ill individuals.
- Standard air travel, train, ship, and ambulance services are available, along with dedicated medical flights for European countries and those bordering the Mediterranean Sea.
- Repatriation or transportation of family members, up to €60 per day, with a maximum limit of €600.
- Early return travel.
- Costs of a family companion while the insured is hospitalized.
- Payment or reimbursement of medical, surgical, pharmaceutical, and other expenses during hospitalization when you are outside of Spain, with an overseas limit of €3,000.
- Immobilization in a hotel.
- Helps locate and send luggage.
- Advance of bail bonds, defense expenses, and cash advance for accident, theft or illness abroad.
- Search for Legal Professional. The fees of the Lawyer or Attorney will be borne by the Insured.
- Interpreter in case of accident or illness.
- Transmission of urgent messages included.
- Legal information service included.
Medical expenses coverage
• Freedom to choose your doctor and hospital center.
• Coverage of hospitalization expenses and stay at the medical facility.
• Immediate transfer of injured individuals to the nearest hospital when needed.
• Support for travel during the recovery process, especially when treatment is required in different locations.
• Coverage for the initial orthopedic, dental, hearing, or optical prostheses.
• Assistance in locating and rescuing the insured. Provision of wheelchairs when necessary.
• Coverage for medical expenses, hospitalization, and stay in case of a myocardial infarction (heart attack). Support for reconstructive facial aesthetic surgery.
• Support for reconstructive facial aesthetic surgery procedures.
Movement of a family companion with the insured hospitalized
If the condition of the sick or injured insured prevents their immediate repatriation or return, and if the hospitalization in the place where you are located must exceed five days, the insurance company takes charge of a round-trip train ticket (first class) or plane (economy class), which allows a member of the insured's family, or a person designated by the insured, to go to the hospitalized person's side.
If hospitalization occurs abroad, the insurance company also pays, against the appropriate supporting documents, the expenses of this person's stay up to €60/day without the total exceeding €600.
Frequently asked questions
What is Expat Repatriation Insurance, and why do I need it in Spain?
Expat Repatriation Insurance provides coverage for the return of an expatriate's remains to their home country in case of an accident or death. It's essential in Spain to ensure your family is not burdened by the financial and logistical challenges of repatriation.
How does Expat Repatriation Insurance work in Spain?
This insurance covers the costs and arrangements associated with repatriation, including transportation and related expenses, offering peace of mind to expatriates and their families.
What does Expat Repatriation Insurance typically cover for expats in Spain?
Coverage usually includes the repatriation of mortal remains in the event of an accident or death. Some policies might also include other additional services.
Is repatriation insurance mandatory for expatriates living in Spain?
Repatriation insurance is not mandatory but is highly recommended to avoid unexpected financial burdens on your family.
Can I purchase Expat Repatriation Insurance if I already have regular health insurance?
Yes, you can purchase Expat Repatriation Insurance as a standalone policy or sometimes as an add-on to existing health insurance.
Are repatriation services available 24/7 with this insurance?
Yes, most Expat Repatriation Insurance providers offer 24/7 assistance and support for repatriation services.
How do I choose the right coverage limits for my Expat Repatriation Insurance?
The coverage limits depend on your personal preferences and circumstances. It's important to consider your family's needs and financial situation.
What is the process for repatriation in case of an emergency in Spain?
In case of an emergency, you or your family should contact the insurance provider, who will guide you through the necessary steps and make all the arrangements.
Are pre-existing medical conditions covered by Expat Repatriation Insurance?
Typically, pre-existing conditions may not be covered, but it's essential to check your policy for specific details.
How do I file a claim with my Expat Repatriation Insurance provider in Spain?
To file a claim, contact your insurance provider as soon as possible and follow their instructions for initiating the claims process.