Get the best cheap car insurance quotes online
We provide cheap auto insurance companies online for the following vehicles: private or new car insurance, electric and hybrid vehicles insurance, company cars insurance, historic cars insurance and classic car insurance, even multi car insurance in Spain.
From liability to full coverage car insurance
We provide tailored insurance with various optional coverages, from liability car insurance to comprehensive car insurance, with or without deductible. You can also choose the duration, opting for an annual policy or short-term car insurance in Spain.
How to get my car insurance estimate cost
We provide affordable car insurance in Spain price for both learner drivers and experienced drivers. Plus, you can retain up to 60% of your previous no-claims bonus driver, even if this is your first time in Spain.
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Buy the most affordable car insurance policy online
Liability car insurance
âĒ Compulsory and voluntary civil liability âŽ70 M
âĒ Essential 24-hour travel assistance
âĒ Essential driver accident
âĒ Essential legal expenses âŽ1500
âĒ Free choice of workshop
âĒ Approved workshops with exclusive benefits
âĒ Weather events and game animals                  Â
Full coverage or comprehensive car insurance
Complete third party car insurance
+
âĒ Own damage with or without deductible / excess and tyres
âĒ Total loss                                                                                         Â
Benefits of the best car insurance companies in Spain
- 3 assistance ranges, from 200 km to unlimited
- People assitance from the first km
- Civil liability like cyclist. CL driving youngest son
- Pets transport
- Minor transportation 14 years and persons
- Car value as new the first 3 years
- Accidents
- Thefts
- Damage to tires
- First risk accessories
- Electrics
- Fuel mistake
- Battery change in situ
- Persons travel assitance
- Damage claim trailer and caravan
- Car travel assistance
- Keys recovery service
- Free choice of lawyers and company
- Replacement car
Best electric and hybrid car insurance price
Electric & hybrid vehicle Insurance
Do you own an electric or hybrid car? We offer you the insurance that best suits your vehicle so you can drive with peace of mind.
We have designed a special insurance for personal use electric or hybrid cars and vans, with the coverages and services that your vehicle needs, and all at the best price!
+ Consideration of the charging cable and the battery as integral parts of the vehicle.
+ Green replacement vehicle in the event of an accident.
+ Extensive network of workshops, allowing you to enjoy exclusive services.
+ Additional discount of up to 10% for customers who purchase both home and auto insurance.
Compulsory and voluntary liability
- Damage caused to third-party charging stations
Damage to the battery and a duplicate charging cable in case of theft, fire, or own damages
Essential 24 H travel assistance
- Roadside assistance in the event of dead battery
- Towing without mileage limit to a charging point
- On-site repair and replacement of the punctured tyre
Extended 24 H travel assistance
- Assistance in the use of charging points
- Vehicle device configuration
- Advice on the control panel (error messages)
- Higher compensation in the event of an accident
Plus 24 H travel assistance
- Eco replacement car or compensation in case
Take advantatge of best auto insurance plans in Spain
- Three different levels of assistance adapted for combustion vehicles and electric and hybrid vehicles (essential, extended and plus), and two for driver accidents and legal defense
- Tyre damage coverage and accessories in the all-risk category
- Valuation as a new the first three years for cars and vans, very important in totaled car case.
- Coverage for theft of personal belongings
- Specific coverage for electric or hybrid cars
- Possibility of compensation instead of a replacement vehicle in the event of a claim
Frequently asked questions
What is the minimum car insurance requirement in Spain?
In Spain, it's mandatory to have at least third-party liability insurance (Seguro de Responsabilidad Civil) to cover damage to third parties in case of an accident.
f the vehicle is not insured, this will result in a penalty ranging from 600 to 3,000 euros, as well as the immobilization and impoundment of the vehicle as determined by the DGT (Directorate General of Traffic).
What does third-party liability insurance cover?
Third-party liability insurance covers damage to other vehicles, property, and injuries to third parties. It does not cover damage to your vehicle.
What additional coverage options are available in Spain?
You can opt for additional coverage like comprehensive insurance (Seguro a Todo Riesgo) to cover damages to your own vehicle, theft, and other risks.
Do I need car insurance to drive legally in Spain?
Yes, it's illegal to drive in Spain without valid car insurance.Â
Can I use my foreign car insurance in Spain?
If you're a tourist, some countries have agreements with Spain, allowing you to use your foreign insurance temporarily. Residents typically need Spanish insurance.
How is the cost of car insurance calculated in Spain?
Insurance costs depend on factors like the driver's age, driving history, type of coverage, and the vehicle's make and model.
Is it mandatory to carry the insurance policy in the car?
According to the DGT, it hasn't been necessary to carry the insurance policy and/or the receipt of the last valid payment in the car since 2008. Agents can check on the spot if the vehicle is insured. However, it never hurts to carry them in the glove compartment.
How many types of car insurance do we offer?
There are three main types of car insurance:
- Third-party insurance, which is mandatory by law and covers third-party civil liability.
- Full third-party insurance, including coverage for theft and fire, among other benefits.
- Comprehensive insurance, which provides coverage for your own vehicle's damages and is one of the most comprehensive options.
If you own a new car, comprehensive car insurance (with or without excess) is likely the most suitable choice. However, if your vehicle is 4 years old or older, opting for third-party car insurance and extending it with customized coverages may be more cost-effective.
Does the policy cover me abroad?
Yes, our car insurance policy provides coverage when you are abroad, within the European Union. Your insurance will protect you during your travels and adventures within the EU. If you plan to venture outside the EU, please let us know so we can discuss the necessary adjustments to your policy.
In addition, Our car insurance policy includes health care coverage, whether or not you are traveling with your vehicle. Your well-being is important to us, and we want to ensure you have access to the necessary medical assistance in case of an accident or health issues.
Can I modify my policy whenever I want?
You will be able to expand or modify the coverage of your car insurance as your needs change.
Is it possible to insure a foreign-registered car in Spain?
Yes, you can insure a foreign-registered car in Spain. Some insurers offer specific policies for foreign vehicles.
Are there no-claims bonuses in Spain?
Yes, Spain has a no-claims bonus system (bonus-malus) where safe drivers receive discounts on their insurance premiums.
Do I have a discount for low claims?
Absolutely, our car insurance is personalized to match your profile and requirements.
Don't forget to inquire about the benefits for electric cars or comprehensive insurance with an excess.
Can I choose my repair shop in case of an accident? Who repairs my car?
You can have your car repaired at your trusted center or take it to one of our over 800 collaborating workshops, which offer exclusive advantages and discounts for our customers.
What should I do in case of an accident in Spain?
In the event of an accident, you should exchange insurance information, contact the police, and report the incident to your insurance provider.
Can I get coverage for roadside assistance and breakdowns?
Yes, many insurance companies offer optional coverage for roadside assistance and breakdowns.
How do I cancel my car insurance policy in Spain?
To cancel your car insurance, you typically need to provide written notice to your insurer one month in advance of the desired cancellation date.
Will they give me a courtesy car?
Yes, if you have opted for the additional 24-hour travel assistance plus coverage, you'll have access to a replacement car if your vehicle requires repairs lasting more than 8 hours. Additionally, inquire about the availability of this service at our partner repair shops.
Are accessories covered?
Accessories are defined as all elements that are installed either at the factory or added later at an additional cost to the buyer. This also includes items that are part of a promotional offer or provided as a gift by the dealer or manufacturer, as long as these accessories are fixed and not removable. Coverage for accessories will be applied as specified in the terms and conditions for own damage, fire, or theft when these coverages are included in the Particular Conditions of your policy.
Specific coverage for your electric car
If your charging cable and plug are stolen, we will provide compensation to ensure you can continue enjoying your electric car without any disruptions.
In the event that you run out of battery, we will make every effort to recharge it on-site or transport you to the recharging point of your choice within a 200-kilometer radius.
As a reward for choosing an electric car, we offer premium adjustments directly in your annual insurance premium.