Expat insurance in Spain should be clear, compliant, and easy to understand for people living in or relocating to Spain.
At United Expat Insurance (UEI), we help expats compare regulated insurers and choose the right protection for their life in Spain — with calm, independent, visa-compliant insurance guidance and no pressure.
Why insurance feels complicated for expats.
Spain’s insurance system wasn’t built with foreigners in mind. Expats often face:
Making the wrong choice can delay visas, create legal issues, or leave gaps in protection.
Our role is to prevent that.
For a complete overview of all insurance types expats may need in Spain — and how they connect to visas, residency and daily life — see our Expat Insurance Guide Spain.
How we guide insurance decisions.
We help expats make insurance decisions that actually fit their life in Spain.
Insurance solutions adapted to expat life.
Choose the protection that fits your situation. We’ll help you understand what you actually need — and what you don’t.
Private medical cover accepted by all Spanish consulates.
No copayments. No waiting periods. Nationwide coverage.
Protection for owners, landlords, tenants, and non-residents.
Fire, water damage, liability, and clear claims support.
Coverage for Spanish plates, imported vehicles, foreign licences, and long-term residents.
Pre-arranged funeral services with optional repatriation, reducing burden on your family.
Veterinary care, accidents, and liability protection for pets living in Spain.
Professional liability and SME solutions adapted to freelancers and business owners.
Trusted partners.
All insurers we work with are regulated by the DGSFP, ensuring consumer protection, clarity and security.
The international community we work with every day.
We support the international community living in Spain, including:
Insurance requirements for spanish visas.
Insurance is often a legal requirement for visas and renewals.
Each visa has specific insurance rules, and choosing the wrong policy can delay or block approval. These guides explain the requirements clearly.
A simple process, explained clearly.
Only insurers that fit your profile — explained in plain English.
We handle activation and stay with you for renewals and claims.
Why expats trust UEI.
Real outcomes for international clients.
15+
years supporting internationals
€500+
average annual savings per client
97%
customer satisfaction
When you’re ready, we’re here.
Your life in Spain deserves clear, reliable protection — without confusion or pressure.
Learn before you decide.
Real experiences.
Thanks for the excellent customer service. I can already tell I made the right choice by choosing your company.
We’ve had United Expat Insurance for a long time. Excellent customer service — we love being able to just pick up the phone and call our broker for an immediate and helpful response. We’ve made a few insurance claims, and the process has always been easy and hassle-free. Highly recommended.
We’ve been with United’s expat insurance for years. Great service, fast responses, and smooth claims every time. Totally recommend them.
Quick answers to common questions.
Health, home, car, life, travel, repatriation, business & more — depending on your needs.
Yes — all non-EU visas require full private health insurance with no copayments.
Yes — we assist with onboarding, documentation and claims.
Depends on age, coverage, insurer & residency status. We compare the best options.
Yes — tailored plans for freelancers and digital nomads.
Private healthcare is faster, multilingual and required for visas.
Yes — many expats change insurers for better service, price or coverage.
Depending on the plan — we offer international options.
Your life in Spain deserves reliable protection.
Real guidance. Real support.
