Expat Travel Insurance in Spain

Worldwide Protection for Expats, Digital Nomads & Frequent Flyers

Expat travel insurance in Spain provides flexible, worldwide protection for expats, digital nomads, and frequent travellers living abroad.

It covers medical emergencies, travel disruptions, and personal belongings wherever you go — with clear conditions, adaptable coverage, and real human assistance when you need it.

Overview of Expat-Friendly Travel Insurance Solutions

Flexible Travel Insurance Options for Expats

Short Trip • Frequent • Global • Family

We offer tailored travel insurance solutions depending on how often, how far, and how long you travel.

Ideal for weekend getaways, holidays, or short breaks from Spain.

  • Medical emergencies abroad
  • Luggage & personal belongings
  • Trip delays & interruptions
  • Emergency repatriation

Perfect if you travel multiple times per year for business or leisure.

  • Extended worldwide medical cover
  • Multi-trip benefits
  • Emergency assistance worldwide

Designed for expats living in Spain who travel internationally on a regular basis.

  • Worldwide medical coverage
  • Evacuation & repatriation
  • Luggage, liability & personal belongings
  • Long-stay and multi-country protection

Covers you and your dependents under one policy.

  • Medical emergencies for all family members
  • Travel assistance worldwide
  • Peace of mind for family trips
Why Expats Rely on UEI When Travelling Abroad

Why Expats Choose UEI for Travel Insurance

Simple, clear explanations — no jargon
Plans designed specifically for expats & long-term residents
Fast, personalized quotes
Multilingual support (English & Spanish)
Independent comparison of top insurers
We work only with regulated insurers operating under Spanish and EU regulations
Essential Protection Wherever You Travel

Coverage You Can Count On

Our expat travel insurance plans typically include:

All our travel insurance plans include emergency medical expenses coverage, which is the core protection during trips abroad. This coverage applies to unexpected medical situations only and does not replace long-term private health insurance.

If you want a clear explanation of what medical expenses coverage includes in travel insurance, see our guide on Medical Expenses Coverage.

Official travel safety information:

Extra Peace of Mind Away from Home

Why Expats in Spain Need Travel Insurance

Living in Spain doesn’t stop you from travelling — but it does change your risk profile:

Travel insurance fills the gap and protects your health, budget, and wellbeing when you leave Spain.

If you’d like a complete overview of how travel insurance works for expats in Spain — including coverage limits, exclusions, and when it’s recommended — see our Travel Insurance for Expats in Spain Guide.

Travel insurance also includes basic repatriation coverage, which is mandatory for Schengen visas and essential for short-term stays abroad. To understand how repatriation works, what it covers, and when it is required, see our Repatriation Insurance Guide.

From Quote to Coverage in Four Clear Steps

Simple & Transparent Process

01. Tell Us Your Travel Profile

Short form. No commitment.

02. We Compare the Best Options

Only plans that match your travel habits.

03. You Choose — No Pressure

Clear explanation. You stay in control.

04. Activate Your Coverage

Fast setup. Immediate protection.

Important Distinctions Expats Should Understand

Travel Insurance vs Health Insurance

For short stays and Schengen visas, travel insurance with medical expenses and repatriation coverage is legally required. For long-stay and residence visas, this is not sufficient.

Learn more about visa-compliant requirements in Repatriation Insurance for Schengen Visa.

Need visa-compliant health insurance?

For broader healthcare guidance:

Fast, Transparent Pricing

Get Your Personalized Travel Insurance Quote









    Independent insurance broker regulated in Spain (DGSFP No. F3480).

    Helpful Reading for Expats Who Travel Frequently

    Practical Guides for Expat Travelers

    Travel Insurance for Expats in Spain Guide →
    Healthcare in Spain for Expats Explained →
    Expat Insurance Quotes →
    Repatriation Insurance for Expats Guide →
    Medical Expenses Coverage →
    Repatriation Insurance for Schengen Visa →
    Expat Insurance Guide Spain →
    Daily Protection for Your Life in Spain

    Related Insurance Products for Expats

    Many expats combine travel insurance with broader protection:

    Health Insurance Spain →
    Life Insurance Spain →
    Home Insurance Spain →
    Straightforward Answers, No Jargon

    FAQ —Travel Insurance for Expats in Spain

    1.Do I need travel insurance if I live in Spain?

    Yes — your Spanish plan may not cover you abroad; travel insurance fills that gap.

    If you are applying for a short-stay Schengen visa, requirements are different. In those cases, repatriation coverage is usually mandatory as part of visa insurance, rather than standard expat travel insurance. You can find the full explanation in our Repatriation Insurance for the Schengen Visa guide.

    2.Is travel insurance the same as health insurance?

    No — travel insurance is for trips; health insurance in Spain is for domestic healthcare access.

    3.Can I include my family?

    Yes — we offer family travel plans.

    4.Does travel insurance cover COVID-19?

    Coverage depends on the plan; we explain it clearly before you buy.

    5.Can I get coverage before travelling?

    Yes — coverage can start immediately after purchase.

    Travel with Confidence — Wherever You Go.

    Fast. Simple. Flexible travel insurance designed for expat life in Spain.

    Fast response · No pressure · No obligation