Expat life insurance in Spain provides financial protection for international residents building their lives, families, and long-term plans in Spain.
At United Expat Insurance (UEI), we help expats choose clear, reliable life insurance tailored to their family situation, mortgage commitments, and future goals — with bilingual guidance and no pressure.
Family • Mortgage • Term • Self-Employed & Digital Nomads • Seniors
We offer expat-friendly life insurance in Spain for every life stage, residency status, and financial goal.
Designed to protect the people who depend on you.
Often required by Spanish banks — but usually cheaper and more flexible outside the bank.
Straightforward, flexible, and cost-effective protection.
Flexible protection for freelancers, autónomos, and remote workers.
Options adapted to older expats living in Spain.
We match each plan to your age, family situation, visa status, and financial goals — so you don’t overpay.
International insurance context and data:
/oecd.org/
Expats in Spain typically request life insurance when:
If you’re buying property, life insurance often goes hand-in-hand with home protection.
Many expats also plan ahead to avoid administrative and financial burdens for loved ones.
Spanish inheritance & tax information:
/agenciatributaria.gob.es/
Fast onboarding, bilingual support, simple documentation.
Clear explanations and a very easy process.
They helped us when the bank requested life insurance for our mortgage. Much cheaper than the bank’s offer.
Fast quote, excellent English support, everything handled online.
Not legally, but many banks require it for mortgages.
Yes — depending on the insurer. We guide you.
Yes — bilingual documentation available.
No — pricing is often lower than in the US/UK.
Yes — optional add-ons available.
Yes — with specific plans. We help you choose.
Yes — worldwide coverage.
Absolutely — we help with the transition.
Fast response · No pressure · No obligation
