Expat Insurance Broker in Spain
Independent, Human Guidance for Expats Living in Spain
An expat insurance broker in Spain provides independent, human guidance for international residents relocating to or living in Spain.
At United Expat Insurance (UEI), we compare regulated insurers and help you choose coverage that fits your life in Spain — clearly and without pressure.
Fast replies. Real people. No call centres.
Why UEI Exists
Built From Real Expat Experience
UEI was created to solve a real problem: expats were struggling to understand insurance in Spain. Requirements were unclear, language barriers were common, and support often disappeared once a policy was sold.
What began as helping friends and family grew into a trusted advisory service for the international community in Spain.
Our belief remains simple:
Insurance isn’t just paperwork — it’s about having someone who understands your life abroad.
New to Spain? Start here:
What Guides Our Decisions
Our Approach & Values
Mission
To support expats, newcomers and the global community in Spain with clear guidance, bilingual communication and reliable assistance.
Vision
To be the most trusted insurance advisor for people moving to Spain and building their lives here.
Our Values
- Transparency — No hidden conditions or pressure.
- Clarity — Insurance explained simply, without jargon.
- Trust — Built through honesty and results.
- Support — Real help during claims and renewals.
Why Work with an Independent Broker
Why Expats Choose UEI
UEI works for you, not for insurers.
Independent advice based on your personal situation
Recommendations adapted to visa type, residency, age, and lifestyle
English & Spanish support from real advisors
Clear explanations, no jargon or fine-print confusion
Ongoing help before and after you’re covered
If you’re applying for a visa, insurance requirements matter.
How We Support You in Practice
What We Do
We don’t just arrange policies — we support expats throughout their insurance journey in Spain.
Insurance Advice & Placement
We analyse your needs, filter unsuitable insurers, and help you choose the right coverage with confidence.
Claims, Renewals & Ongoing Support
We assist during claims, renewals, changes, and insurer communication — so you’re never left navigating the system alone.
Extended Support Network
When needed, we connect expats with trusted English-speaking tax, legal, and financial professionals in Spain.
Who We Work With Every Day
Who We Support
We work with the international community living in Spain, including:
- Expats and foreign residents
- Digital nomads and remote workers
- Retirees and long-term residents
- Students and young professionals
- Families relocating to Spain
- Non-residents buying or renting property
- Visa applicants (NLV, Student, Digital Nomad, HQP, and more)
A Human Face Behind the Advice
Meet Your Advisor
Sergio Agustí — Founder & Expat Advisor
‘Insurance isn’t about selling policies. It’s about helping people relocate and live in Spain legally and safely, with clarity and peace of mind.‘
Sergio and the UEI team combine real expat experience with in-depth knowledge of Spanish insurance and visa requirements, offering guidance that is calm, practical, and trustworthy.
What Working with Us Looks Like
How It Works
Regulation and Professional Standards
Regulation & Trust
UEI operates fully within Spanish and EU insurance regulations.
- Registered Insurance Broker — DGSFP No. F3480
- Authorised and supervised by the Dirección General de Seguros y Fondos de Pensiones
- We work exclusively with licensed, regulated insurers
- Full compliance with Spanish insurance law and EU standards
Your policy is supported by authorised partners, with clear terms, legal protection, and expert local support.
Real Experiences from Expats
What Our Clients Say
We didn’t just receive insurance advice — we received guidance. Sergio took the time to understand our situation and explain everything clearly. We finally felt like someone was on our side.
Before UEI, we felt lost and overwhelmed. After one conversation, everything made sense. It was the first time we felt understood — not just treated like another customer.
Moving to Spain is already a lot to handle. UEI made the insurance part the easiest step. Clear, calm, supportive. Exactly what we needed.
As a family with kids, we needed to feel secure. UEI guided us patiently and helped us choose what really fit our life here — not just the most expensive option. We trust them completely.
We were worried about navigating everything in another language. UEI explained it all in English, step by step. It gave us peace of mind to enjoy our new life here.
Common Questions, Answered Clearly
FAQs — Expat Insurance Broker in Spain
1.What does an expat insurance broker actually do?
We help you understand insurance options, compare plans, choose the best one and support during claims.
2.Do I pay for your services?
No — our guidance is free. We’re compensated by insurers, but we work for your best interest.
3.Can you help me even if I haven’t moved to Spain yet?
Yes — we help expats before, during and after their move.
Start preparing → /expat-insurance-guide-spain/
4.Can freelancers and autónomos get expat insurance?
Absolutely — we work with tailored solutions for self-employed residents.
5.Do you work with international insurers or only Spanish companies?
We work only with insurers authorized in Spain, ensuring full compliance with visa rules and local law.
6.What happens if I need help during a claim?
We support you end-to-end — from reporting to settlement.
More info → /support/
Get Independent Insurance Advice Today.
Whether you’re planning your move or already living in Spain, we’re here to help you make insurance decisions with clarity and confidence.
Independent advice. Bilingual support. Real human guidance.