Expat Insurance Broker in Spain

Expat Insurance Broker for Independent Insurance Advice in Spain

Independent insurance advice structured around your residency status, legal requirements and long-term plans — helping expats in Spain choose suitable cover with regulated broker support.

Regulated oversight

Independent Insurance Broker Regulated in Spain

UEI is an independent insurance broker regulated in Spain by the DGSFP — registration F3480 — based in Valencia and specialising in expat insurance in Spain for international residents.

We assess your situation, identify suitable options from authorised insurers and structure coverage around your needs, drawing on more than 15 years of experience working with international clients.

Our brokerage model includes

Sergio Agustí

Founder & expat insurance advisor

Signature CEO UEI

Who we are

Our Mission, Vision & Values

Mission

To make insurance in Spain clearer and easier to manage for expats and international residents through independent advice and structured insurance solutions.

Vision

To be a trusted specialist insurance broker for international residents in Spain, combining local insurance expertise with an understanding of expat life.

Values

Client First

Advice starts with the client’s situation, not the insurer’s product.

Clear by Design

Insurance should be understandable, structured and easy to manage.

International Mindset

We understand the practical realities of living, moving, owning property and doing business across borders.

Long-Term Partnership

We focus on lasting client relationships, not one-off policy sales.

Core insurance areas

Specialist Insurance Solutions for Expats in Spain

UEI advises expats, international residents and non-residents across a wide range of insurance needs in Spain, with particular experience in situations involving cross-border circumstances, residency requirements and complex risk profiles.

Health & visa-related insurance

Home & non-resident property insurance

Car insurance for foreign licence holders & imported vehicles

Funeral & repatriation cover

Jewellery & luxury watch cover

Life & family protection

Business & professional insurance

Pet health & veterinary cover

Travel & worldwide protection

Need help identifying the right insurance structure for your situation?

Clear guidance

Request Personalised Insurance Advice

Tell us what you need and we will review your situation personally, whether you are arranging a single policy, reviewing existing cover or coordinating several insurance needs in Spain.

After submitting, please check your inbox and spam/junk folder for our reply.

Online Support

Available worldwide

Email

support@unitedexpatinsurance.com

WhatsApp

+34 963 79 14 52
















    Independent insurance broker regulated in Spain (DGSFP No. F3480).

    Common questions

    FAQs — Expat Insurance Broker in Spain

    1.Are you an insurance company or an independent broker in Spain?

    United Expat Insurance is an independent insurance broker, not an insurance company. We assess your needs and arrange suitable cover through authorised insurers operating in Spain.

    2.Is United Expat Insurance regulated in Spain?

    Yes. United Expat Insurance is registered as an insurance broker regulated in Spain by the DGSFP under registration number F3480.

    3.Do you charge fees for insurance advice in Spain?

    Insurance broker services are typically included within the insurance policy, so clients can usually receive independent advice without paying an additional broker fee. Any exceptional fee would be explained in advance.

    4.Can you help arrange insurance before I move to Spain?

     Yes, for certain types of insurance. This is particularly relevant for visa-related health insurance, property insurance, vehicles and other cover that may need to be arranged before or shortly after relocation.

    5.Can you manage my insurance long-term in Spain?

    Yes. UEI can provide ongoing insurance reviews, coordinate multiple policies and help keep your cover aligned as your circumstances change. Learn more about our insurance services for expats in Spain.

    6.Why use an insurance broker in Spain instead of buying directly from an insurer?

    An independent broker can assess your overall situation, compare suitable options, explain differences in coverage and help structure insurance around your needs rather than the products of a single insurer.

    You can also explore our Expat Insurance Quotes in Spain service for personalised options across the main insurance areas.

    Speak with an independent insurance broker for expats in Spain.

    Clear advice. Proper alignment. Long-term support.