Expat Insurance Broker in Spain
Independent Insurance Advice for Expats in Spain
Work with an independent expat insurance broker in Spain providing regulated advice aligned with your visa, residency and long-term plans.
Advice may include health, home, car, life or business insurance depending on your situation, legal requirements and coverage needs.
Independent insurance broker regulated in Spain (DGSFP No. F3480).
- Regulated brokerage · Independent guidance · Real advisors
Regulatory framework
Regulated Expat Insurance Broker in Spain
UEI is a registered insurance broker supervised by the Spanish regulator.
We assess your circumstances, identify authorised insurers and structure appropriate cover within a defined legal framework.
Policies are issued by licensed insurance companies authorised to operate in Spain.
Advice is provided independently within a regulated brokerage framework — defining our role within the Spanish insurance system.
Regulation is not a marketing feature. It is the foundation of our advisory responsibility.
- Registered Insurance Broker — DGSFP No. F3480
- Authorised and supervised by the Dirección General de Seguros y Fondos de Pensiones
- Based in Valencia, Spain
- Working exclusively with authorised insurers
To understand how different policies fit within the broader insurance landscape, see our:
Alignment before placement
Structured Insurance Advice Aligned with Life in Spain
Insurance for expats in Spain must reflect legal status, visa conditions and long-term residency planning.
Private health insurance must meet visa standards. Property ownership creates liability exposure. Employment status influences eligibility and renewal conditions. Long-term planning affects policy structure.
Insurance must be correctly aligned from the outset.
Our approach is deliberate:
- We analyse before recommending
- We align before placing
- We remain available after activation
Insurance is not transactional. It is structural.
Core insurance areas
Core Insurance Areas for Expats in Spain
We advise expats in Spain across the core insurance areas required for legal compliance and long-term protection.
For a broader overview of insurance solutions available to international residents, see our:
Built on real expat experience
The Origin of the Brokerage
UEI was created after recognising that many international residents encountered difficulty navigating insurance structures in Spain with clarity and continuity.
Documentation can be technical. Regulatory requirements are precise. Long-term alignment is often overlooked.
The brokerage was built to provide structured, regulated and ongoing advisory support for international residents requiring properly aligned insurance within the Spanish legal framework.
Insurance is not merely a product category — it is a legal and financial structure that must integrate properly into life in Spain.
Advisory responsibility.
Professional Leadership & Regulatory Oversight
United Expat Insurance operates under the leadership of Sergio Agustí, regulated insurance broker registered with the Spanish supervisory authority.
With over 15 years of experience supporting international clients from the United States, the United Kingdom, Europe and other jurisdictions, he oversees advisory standards, regulatory compliance and long-term portfolio alignment.
All recommendations are delivered within a supervised brokerage framework governed by Spanish and EU insurance regulation.
To understand how different policies fit within the broader insurance landscape, see our:
Faqs
FAQs — Expat Insurance Broker Spain
1.Are you an expat insurance company?
No. UEI is a regulated insurance broker. Policies are issued by authorised insurers operating in Spain.
2.Do you charge advisory fees?
In most cases, remuneration is incorporated within insurer commission structures in accordance with Spanish regulation.
3.Can you assist before relocation?
Yes. Many clients arrange compliant insurance prior to arrival for visa purposes.
4.What happens if I need support during a claim?
We provide continuity during claims and renewals, assisting with insurer communication within our regulated advisory role.
Speak with an independent, English-speaking insurance broker in Spain for expats.
Structured, Independent Insurance Advice in Spain.
Many international residents search for an insurance advisor in Spain, but effective advice depends on regulation, experience and proper alignment.
Clear protection. Proper alignment. Long-term support.
Independent brokerage · Regulated advisory · Professional guidance