Expat Insurance Broker in Spain
Independent Insurance Advice for Expats in Spain
Independent expat insurance broker in Spain offering structured advice aligned with your residency status, legal requirements and long-term plans.
- Independent insurance broker regulated in Spain (DGSFP)
- Regulated brokerage · Independent guidance · Real advisors
Regulated oversight
Expat Insurance Broker Regulated in Spain
UEI is an independent insurance broker registered with the Spanish regulator (DGSFP).
We assess your situation, identify authorised insurers and structure coverage aligned with Spanish legal and regulatory requirements.
As part of our regulated brokerage structure in Spain, UEI also collaborates with selected professionals through a structured insurance collaboration model in Spain, aligned with applicable regulatory standards.
Policies are issued by insurers authorised to operate in Spain.
- Registered Insurance Broker — DGSFP No. F3480
- Supervised by the Dirección General de Seguros y Fondos de Pensiones
- Based in Valencia, Spain
- Working exclusively with authorised insurers
Insurance broker services in Spain are typically included within the policy, allowing clients to receive independent advice without additional fees.
To understand how different policies fit within the broader insurance landscape, see our:
Expert guidance
Insurance Advice for Expats in Spain
Insurance for expats in Spain depends on residency status, visa requirements, property ownership and long-term plans.
Health insurance must meet visa conditions. Property ownership creates liability exposure. Driving in Spain requires motor insurance. Long-term planning defines how policies are structured.
Insurance must be aligned from the outset to avoid gaps, duplication or compliance issues.
We assess your situation before recommending any policy and remain available after activation.
- Working with an insurance broker in Spain for expats ensures policies are structured, compliant and aligned from the outset.
Core insurance areas
Insurance Solutions for Expats in Spain
We advise expats in Spain across the main insurance areas:
Built on expat experience
Why Expats Rely on Structured Insurance Advice in Spain
UEI was created to help international residents navigate insurance in Spain with clarity and structure.
Insurance in Spain involves legal requirements, documentation and long-term planning. Many expats face difficulties understanding how policies should be arranged and maintained.
Structured insurance advice becomes particularly important when:
- Applying for visas or residency in Spain
- Arranging insurance as a non-resident property owner
- Insuring imported vehicles or driving with a foreign licence
- Managing multiple policies across different insurers
- Planning long-term residence or financial protection
In these situations, insurance must be structured to avoid gaps, compliance issues or unnecessary risk.
This approach is based on clear, regulated and ongoing advisory support for expats living in Spain.
Choosing an insurance broker in Spain ensures proper structure, compliance and long-term alignment.
Professional oversight
Leadership & Insurance Advisory Responsibility
United Expat Insurance operates under the leadership of Sergio Agustí, overseeing advisory standards, client alignment and long-term insurance structuring for expats in Spain.
With over 15 years of experience working with international clients, he ensures recommendations remain clear, consistent and adapted to each situation.
This oversight provides continuity, accountability and properly structured insurance advice.
Sergio Agustí
Expat advisor & founder
Faqs
FAQs — Expat Insurance Broker Spain
1.Are you an insurance company or an independent broker in Spain?
United Expat Insurance is an independent insurance broker in Spain. We are not an insurance company. Policies are issued by insurers authorised to operate in Spain, while UEI provides regulated advice, comparison and ongoing client support.
2.Is United Expat Insurance regulated in Spain?
Yes. United Expat Insurance is registered as an insurance broker regulated in Spain by the DGSFP under registration number F3480.
3.Do you charge fees for insurance advice in Spain?
Insurance broker services in Spain are typically included within the policy, allowing clients to receive independent advice without additional advisory fees in most cases.
4.Can you help arrange insurance before I move to Spain?
Yes. UEI helps expats arrange insurance before moving to Spain, including visa-compliant health insurance, home insurance, car insurance and other policies required for relocation.
5.What does an expat insurance broker in Spain actually do?
An expat insurance broker assesses your situation, identifies suitable authorised insurers and helps structure coverage for health, home, car, life, travel, funeral, pet or business insurance in Spain.
6.Do you work with multiple insurers in Spain?
Yes. UEI works with authorised insurers in Spain and helps compare suitable options based on your profile, legal requirements and coverage needs.
7.Can you support me during a claim?
Yes. UEI provides support during claims, helping clients understand the process, prepare documentation and communicate with the insurer when needed.
8.Can you manage my insurance long-term in Spain?
Yes. UEI supports clients beyond policy activation, including renewals, policy reviews, changes, claims guidance and long-term insurance planning.
9.Why use an insurance broker in Spain instead of buying directly from an insurer?
A broker helps structure coverage correctly from the start, compare suitable insurers and avoid policies that may not match visa, residency, property, driving or long-term planning requirements.
10.Can you help with insurance for visas, property, cars and business activity?
Yes. UEI advises expats across health insurance, visa-compliant cover, home insurance, car insurance, life insurance, travel insurance, funeral plans, pet insurance and business insurance in Spain.
Clear guidance
When to Trust An Insurance Broker
If your insurance involves visas, property, international exposure or long-term planning in Spain, structured advice becomes essential.
Working with a broker ensures your coverage is aligned from the outset.
Clear advice. Proper alignment. Long-term support.
- Independent brokerage · Regulated advisory · Professional guidance