Expat health insurance in Spain must be clear, legally compliant, and accepted by Spanish authorities. We help expats and international residents choose private health insurance accepted by Spanish consulates — with clear guidance in English and real human support.
Also ideal for expats already living in Spain who don’t need a visa certificate but want faster access and English-speaking healthcare.
Overview of Visa-Ready and Expat-Friendly Health Insurance Options
Residency visa applicants • Digital nomads & remote workers • Students • Long-term residents in Spain • Families • Seniors
Choose the health insurance option that best matches your visa status, age, and how long you plan to live in Spain. We offer expat health insurance in Spain tailored to visa requirements, lifestyle, and residency status — always compliant, always clearly explained.
For a complete legal, visa, and insurance overview for expats in Spain, start here: Expat Insurance Guide Spain.
Best for expats applying for or renewing Spanish residence visas.
Designed for remote employees, freelancers, and international contractors.
Affordable, visa-ready health insurance for international students.
Ideal if you want faster access and English-speaking doctors.
Specialized options for retirees and older expats.
Why International Residents Trust UEI for Healthcare in Spain
Simple, Fast & Transparent Process
Only plans that meet legal and medical requirements.
Clear explanations. Honest pros & cons.
You stay in control — always.
Same-day certificate, fast onboarding, bilingual support.
Mandatory Conditions Required by Spanish Authorities
All Spanish consulates require private health insurance that meets the following conditions:
These requirements apply to Non-Lucrative, student, digital nomad, and residence visas issued by Spain.
Public & Private Options Explained Simply
Spain has excellent healthcare, but expats should be aware of a few key differences:
This is why most expats choose private medical insurance.
Get a Plan Adapted to Your Visa, Age and Needs
Real Experiences from Expats Like You
I was overwhelmed trying to understand the residency requirements on my own. UEI explained everything clearly and helped me secure the exact health insurance I needed for my visa appointment. No stress, no confusion. Just real support.
I work remotely and needed a plan that covered me in Spain while still traveling. UEI compared several options and explained copayments in a way that actually made sense. I chose a plan that fits how I live and work.
I needed insurance for my student visa but had no idea where to start. They handled everything — even the documents for the consulate. Super kind, super fast.
I already had insurance, but the service was terrible. UEI helped me switch to a better plan with English-speaking clinics — and I’m paying less now. I wish I’d found them sooner
Finding coverage at my age felt impossible until UEI stepped in. They guided me patiently and made sure I understood every detail. I genuinely feel looked after.
Answers Expats Ask Us Every Day
Yes, for almost all visas.
Full medical + hospital care, no copays, no waiting.
Typically €40–€120/month depending on age.
Depends on the insurer — we guide you.
Speed, access, English-speaking doctors.
Yes — mandatory for the visa.
Yes, with assistance.
Yes — with specialized options.
If you’re visiting short-term, the European Health Insurance Card (EHIC) may cover medically necessary care. But for residency or long stays, you’ll need to register with Spanish Social Security (if eligible) or take out private health insurance that meets requirements.
Same day.
Clear advice. Visa-ready coverage. Real human support.
Zero pressure. Real guidance.
