Find Cheap Car Insurance Spain & Save Money
United Expat Insurance helps you find cheap car insurance Spain price, offering tailored solutions to meet your needs. Whether you require car breakdown cover, comprehensive insurance car Spain, or specialized policies for expatriates, our expertise ensures you find the most affordable car insurance Spain cost options. Explore our plans and get the cheapest car insurance Spain today.
Personalized Expat Car Insurance Spain Online with Expert Guidance
Our advisory service provides accurate expat car insurance Spain quote by comparing in Spain car insurance options. We help new and experienced drivers secure affordable spanish car insurance quote, including no-claims bonuses. From classic car insurance Spain to short term car insurance Spain plans, let us find the best car insurance Spain policy for you.
Basic Expat car insurance Spain covers third-party damages and injuries, ensuring legal compliance at a low cost. Perfect for those who want essential coverage without extras. Includes civil liability, 24-hour travel assistance, and more.
• Compulsory and voluntary civil liability €70 M
• Essential 24-hour travel assistance
• Essential driver accident
• Essential legal expenses €1500
• Free choice of workshop
• Approved workshops with exclusive benefits
• Weather events and game animals
Extended Third-Party Expat Car Insurance Spain Provides additional coverage like glass breakage, fire, theft, and total loss protection. Ideal for those who need more than just basic liability insurance.
• Glass breakage
• Fire
• Theft
• New car value for the first 3 years
• Weather events and game animals
• Total loss
Full coverage Expat car insurance Spain with extensive protection for damages to your vehicle, theft, and third-party liability. Maximum coverage for complete peace of mind.
• Own damage with or without deductible / excess and tyres
• Total loss
Discover Your Savings
Get Your Free, Personalized Expat Car Insurance Spain Quote Today!
Save Up to 20% by Bundling with Home Insurance
Error.
Your submission was successful. Please check your inbox and also your spam folder.
Affordable Car Insurance Quotes Spain for Electric and Hybrid Vehicles
Electric & Hybrid Vehicle Insurance Spain
Get the best prices for electric and hybrid vehicle insurance Spain, with tailored coverage and special benefits for eco-friendly drivers. From charging cables to battery coverage, we’ve got you covered.
+ Consideration of the charging cable and the battery as integral parts of the vehicle.
+ Green replacement vehicle in the event of an accident.
+ Extensive network of workshops, allowing you to enjoy exclusive services.
Compulsory and voluntary liability
- Damage caused to third-party charging stations
Damage to the battery and a duplicate charging cable in case of theft, fire, or own damages
Essential 24 H travel assistance
- Roadside assistance in the event of dead battery
- Towing without mileage limit to a charging point
- On-site repair and replacement of the punctured tyre
Extended 24 H travel assistance
- Assistance in the use of charging points
- Vehicle device configuration
- Advice on the control panel (error messages)
- Higher compensation in the event of an accident
Plus 24 H travel assistance
- Eco replacement car or compensation in case
Best Car Insurance Spain Solutions for Expatriates
Choosing the best Spanish car insurance companies ensures that you receive comprehensive car insurance coverage, exceptional car insurance Spain services, and competitive prices. By partnering with leading insurers, we guarantee that you benefit from the most reliable and affordable expatriate car insurance Spain quote, tailored to meet the needs of expatriates.
- 3 assistance ranges, from 200 km to unlimited
- People assitance from the first km
- Civil liability like cyclist. CL driving youngest son
- Pets transport
- Minor transportation 14 years and persons
- Car value as new the first 3 years
- Accidents
- Thefts
- Damage to tires
- First risk accessories
- Electrics
- Fuel mistake
- Battery change in situ
- Persons travel assitance
- Damage claim trailer and caravan
- Car travel assistance
- Keys recovery service
- Free choice of lawyers and company
- Replacement car
Why compare expat auto insurance in Spain?
To compare car insurance Spain with UEI is straightforward. Our affordable Spanish auto insurance solutions are specifically designed for expats. At UEI, we streamline the process by providing personalized plans that cater to the unique needs of expatriates. Safeguard your vehicle with optimal coverage and receive a tailored car insurance spain online quote today for peace of mind on the road. Discover our various auto insurance Spain options and find the perfect protection for you.
- Three different levels of assistance adapted for combustion vehicles and electric and hybrid vehicles (essential, extended and plus), and two for driver accidents and legal defense
- Tyre damage coverage and accessories in the all-risk category
- Valuation as a new the first three years for cars and vans, very important in totaled car case.
- Coverage for theft of personal belongings
- Specific coverage for electric or hybrid cars
- Possibility of compensation instead of a replacement vehicle in the event of a claim
faqs motor insurance spain
What is the minimum car insurance requirement in Spain?
In Spain, it's mandatory to have at least third-party car insurance (Seguro de Responsabilidad Civil) to cover damage to third parties in case of an accident. If the vehicle is not insured, this will result in a penalty ranging from 600 to 3,000 euros, as well as the immobilization and impoundment of the vehicle as determined by the DGT (Directorate General of Traffic).
What does third-party liability insurance cover?
Third-party liability car insurance covers damage to other vehicles, property, and injuries to third parties. It does not cover damage to your vehicle.
What additional coverage options are available in Spain?
You can opt for additional coverage like comprehensive insurance (Seguro a Todo Riesgo) to cover damages to your own vehicle, theft, and other risks.
Do I need car insurance to drive legally in Spain?
Yes, it's illegal to drive in Spain without valid car insurance.
Can I use my foreign car insurance in Spain?
If you're a tourist, some countries have agreements with Spain, allowing you to use your foreign insurance temporarily. Residents typically need Spanish insurance.
How is the cost of car insurance calculated in Spain?
Car insurance price depends on factors like the driver's age, driving history, type of coverage, and the vehicle's make and model.
Is it mandatory to carry the insurance policy in the car?
According to the DGT, it hasn't been necessary to carry the insurance policy and/or the receipt of the last valid payment in the car since 2008. Agents can check on the spot if the vehicle is insured. However, it never hurts to carry them in the glove compartment.
How many types of car insurance do we offer?
There are three main types of car insurance:
- Third-party insurance, which is mandatory by law and covers third-party civil liability.
- Full third-party insurance, including coverage for theft and fire, among other benefits.
- Comprehensive insurance, which provides coverage for your own vehicle's damages and is one of the most comprehensive options.
If you own a new car, comprehensive car insurance (with or without excess) is likely the most suitable choice. However, if your vehicle is 4 years old or older, opting for third-party car insurance and extending it with customized coverages may be more cost-effective.
Does the policy cover me abroad?
Yes, our car insurance policy provides coverage when you are abroad, within the European Union. Your insurance will protect you during your travels and adventures within the EU. If you plan to venture outside the EU, please let us know so we can discuss the necessary adjustments to your policy.
In addition, our car insurance policy includes health care coverage, whether or not you are traveling with your vehicle. Your well-being is important to us, and we want to ensure you have access to the necessary medical assistance in case of an accident or health issues.
Can I modify my policy whenever I want?
You will be able to expand or modify the coverage of your car insurance as your needs change.
Is it possible to insure a foreign-registered car in Spain?
Yes, you can insure a foreign-registered car in Spain. Some insurers offer specific policies for foreign vehicles.
Are there no-claims bonuses in Spain?
Yes, Spain has a no-claims bonus system (bonus-malus) where safe drivers receive discounts on their insurance premiums. Absolutely, our car insurance is personalized to match your profile and requirements.
Can I choose my repair shop in case of an accident? Who repairs my car?
You can have your car repaired at your trusted center or take it to one of our over 800 collaborating workshops, which offer exclusive advantages and discounts for our customers.
What should I do in case of an accident in Spain?
In the event of an accident, you should exchange insurance information, contact the police, and report the incident to your insurance provider.
Can I get coverage for roadside assistance and breakdowns?
Yes, many insurance companies offer optional coverage for roadside assistance and car breakdown cover.
How do I cancel my car insurance policy in Spain?
To cancel your car insurance, you typically need to provide written notice to your insurer one month in advance of the desired cancellation date.
Will they give me a courtesy car?
Yes, if you have opted for the additional 24-hour travel assistance plus coverage, you'll have access to a replacement car if your vehicle requires repairs lasting more than 8 hours. Additionally, inquire about the availability of this service at our partner repair shops.
Are accessories covered?
Accessories are defined as all elements that are installed either at the factory or added later at an additional cost to the buyer. This also includes items that are part of a promotional offer or provided as a gift by the dealer or manufacturer, as long as these accessories are fixed and not removable. Coverage for accessories will be applied as specified in the terms and conditions for own damage, fire, or theft when these coverages are included in the Particular Conditions of your policy.
Specific coverage for your electric car
If your charging cable and plug are stolen, we will provide compensation to ensure you can continue enjoying your electric car without any disruptions.
UEI Provides Expert and Empathetic Insurance Solutions for Expatriates in Spain