Business insurance in Spain for expats provides essential protection for self-employed professionals and small business owners operating under Spanish regulations.
At UEI, we help self-employed professionals and businesses choose compliant cover by comparing licensed insurers and tailoring policies to their activity and risk profile.
Overview of expat-friendly business insurance solutions.
Professional liability • Public liability • Equipment & property • Combined packages
We provide business insurance solutions designed for expats operating legally in Spain — from freelancers, self-employed professionals and consultants to small companies and local service providers.
Ideal for consultants, freelancers, advisors, and service professionals.
Ideal for businesses with physical presence or client interaction.
Ideal for offices, studios, and remote work setups.
Simplified bundles for complete protection.
Designed to reduce gaps, costs, and complexity.
Reasons international residents choose UEI.
Legal & practical reasons business insurance matters.
Operating legally in Spain often requires:
Whether you are an autónomo, digital freelancer, consultant, or small business owner, the risks are real — and the right insurance mitigates them.
Standard business cover explained clearly.
Coverage depends on your activity and risk profile — which is why tailored advice matters.
Setting up a business in Spain:
From quote to compliance in four simple steps.
02. We compare the best matches.
Only plans that match your business and legal needs.
Clear explanations of coverage, limits, and exclusions.
Regulatory context for doing business in Spain.
Depending on your business type (autónomo, consultancy, retail, hospitality, events, etc.):
A tailored quote helps ensure compliance and uninterrupted operations.
Official business and investment guidance in Spain:
Fast. Clear. No obligation.
Broader protection for expats running a business.
Many expats combine business insurance with broader protection:
Clear answers to common expat insurance questions.
Not always legally, but it’s strongly recommended — and often contractually required.
Yes — professional liability plans cover freelance consulting, advising and remote services.
Professional liability covers errors, omissions and claims from professional services.
Not universally, but specific clients or sectors often require it.
Yes — we offer tailored bundles to simplify protection.
Typically within the same day.
Compliant. Clear. Built for expats who want to operate legally and confidently in Spain.
Clear guidance. Real support. Fast results.
