Repatriation Insurance for Schengen Visa: Essential Guide for Expats and Tourists
repatriation insurance for schengen visa
Foreigners or tourists visiting Europe for less than 90 days must obtain a Schengen visa, which requires specific travel insurance. To secure your visa, you need repatriation insurance for Schengen visa that includes coverage to your home country, providing essential protection during your stay.
What is the Schengen Area?
The Schengen Area refers to a zone consisting of 27 European countries, which should not be confused with the European Union. These are the countries of the Schengen treaty.
The Schengen Area is one of the major achievements of the European project. It started in 1985 as an intergovernmental project between five EU countries (France, Germany, Belgium, the Netherlands, and Luxembourg) and has gradually expanded to become the largest free movement zone in the world.
Countries in the Schengen Area: Germany, Austria, Belgium, Croatia, Denmark, Slovenia, Spain, Estonia, Finland, France, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Slovakia, Sweden, and Switzerland.
Note: Bulgaria, Cyprus, Ireland, and Romania are EU member states that (still) do not belong to the Schengen Zone. This means that flights from one of these states to a Schengen state are considered external and are subject to border controls.
Why is repatriation insurance necessary for the Schengen visa?
The states that make up the Schengen Area signed an agreement in 2001, which allows foreigners to move freely within these countries with a single visa. This treaty served to break down the borders between member countries and, at the same time, establish new regulations regarding external border control and visas.
Repatriation insurance is crucial for obtaining a Schengen visa. This mandatory coverage ensures protection against unforeseen events such as medical emergencies or death, providing the security of returning to your home country in severe situations. While European countries are generally safe, the repatriation coverage mitigates risks associated with illness, accidents, or other emergencies during your travels.
What Are the Requirements for Travel Insurance When Visiting Europe as a Foreigner or Tourist?
To enter the Schengen Area, travelers from South America, Africa, and Asia must obtain Schengen travel medical insurance as part of their visa application. This insurance is regulated under Regulation (EC) 810/2009, which mandates coverage of at least €30,000 for medical emergencies, repatriation, and death.
Key Requirements:
- Minimum Coverage: €30,000 for medical expenses, including emergency hospital care and repatriation.
- Validity: Insurance must be valid for the entire Schengen territory and match the duration of your stay, which cannot exceed 90 days within 180 days.
- Purpose: The visa allows travel but does not permit work or permanent residence.
Conclusion
Travel insurance with repatriation coverage is a non-negotiable requirement for obtaining a Schengen visa. It safeguards travelers against unexpected medical costs, emergencies, and other disruptions during their stay in Europe. Ensure you choose a compliant policy that meets all Schengen requirements to enjoy a secure and enjoyable trip.
Final Tips:
Always verify the latest travel insurance regulations on the official websites of the Schengen country’s embassy or consulate you plan to visit to ensure compliance.
Get Expert Advice and the Best Quotes
To find the most affordable and comprehensive travel insurance tailored for expats in Spain and tourists coming to Europe, consult with a professional insurance advisor. United Expat Insurance can guide you through the process, compare quotes, and help you secure the best coverage at the right price.
Discover Your Savings.
Get Your Free, Personalized Expat Travel Insurance Quote in Spain Today!
Now 40% Off!
Exclusive perks for families!
