Pet Insurance in Spain for Expats

Clear, reliable protection for your dog or cat — designed for expats.

Pet insurance in Spain for expats provides clear, reliable protection for dogs and cats living in Spain.

At UEI, we help expat pet owners choose insurance that covers vet bills, accidents, and liability — explained in English and adapted to life in Spain.

No confusion. No hidden exclusions. Just protection that makes sense for you and your pet.

Expat-friendly pet insurance in Spain.

Pet Insurance Options in Spain for Dogs & Cats

Dogs • Cats • Liability • Health plans

We offer pet insurance in Spain specifically designed for expats — whether you need mandatory liability coverage or comprehensive health protection for long-term peace of mind.

Required in some Spanish regions and often requested in rental contracts.

  • Damage to third parties
  • Injuries caused by your dog
  • Legal defence costs
  • Compliance with regional regulations

Ideal for expats looking for solid, balanced medical protection.

  • Accident treatment
  • Illness diagnostics & medication
  • Surgery & hospital care
  • Emergency veterinary services
  • 24/7 helplines

For expats who want full peace of mind.

Includes everything in Essential, plus:

  • Optional routine care
  • Vaccinations
  • Annual checkups
  • Specialist treatments
  • Chronic conditions (depending on insurer)

Why international pet owners choose UEI.

Why Expats Trust UEI for Pet Insurance in Spain

Clear explanations in English — no jargon, no confusion
Real human advisors, not call centres
Step-by-step help with claims and reimbursements
Flexible plans adapted to your pet, not insurer templates
Policies from fully regulated Spanish insurers
Widely accepted by veterinary clinics across Spain

A simple explanation of how coverage & claims work.

How Pet Insurance Works in Spain

01. Vet visit.

You visit any licensed vet and pay upfront.

02. Submit invoice.

We help you submit the claim correctly.

03. Reimbursement.

Refunds are usually processed within days, depending on the insurer.

You’re never on your own — we assist with documentation, follow-ups, and questions at every step.

Helping expats make informed, confident decisions.

Is Pet Insurance Worth It in Spain?

Typical veterinary costs in Spain:

A modest monthly premium can prevent unexpected expenses that quickly reach hundreds — or thousands — of euros.

Legal & rental-related requirements explained clearly.

Pet Insurance Requirements for Rentals & Licenses

In Spain, pet insurance may be required if:

We help you choose the right policy based on your region, your pet, and your living situation.

Secure form with no obligation.

Get your Personalized Pet Insurance Quote







    Independent insurance broker regulated in Spain (DGSFP No. F3480).

    Daily protection for your life in Spain.

    Related Pet Insurance Products for Expats

    Many expats combine pet insurance with broader protection:

    Home Insurance Spain

    Get a quote
    Life Insurance Spain

    Get a quote
    Health Insurance Spain

    Get a quote

    Quick answers to common questions.

    FAQ — Pet Insurance in Spain for Expats

    1.Can expats get pet insurance in Spain?

    Yes — and we help you choose the right plan for your pet and region.

    2.Can older pets get insurance?

    Yes, although some policies have age limits. We find the best available option.

    3.Does pet insurance cover dental treatment?

    Some plans include dental — we’ll show you which ones.

    4.Is liability insurance mandatory?

     For many dogs, yes — and it’s often required by landlords.

    5.Can I use any vet in Spain?

    Yes, most plans allow freedom of choice.

    6.Are vaccinations included?

     Only in complete plans (optional).

    7.How fast are claims processed?

    Typically within a few days, depending on the insurer.

    8.Does coverage apply outside Spain?

     Some policies include EU coverage. We’ll advise based on your needs.

    Protect your pet with confidence in Spain.

    Fair, transparent pricing. Insurance designed for expats — and for the pets that depend on you.

    No pressure. No commitment.