Protecting your business is crucial, especially as an expat in Spain. Our tailored business insurance policies in Spain offer comprehensive coverage against unexpected risks, from property damage and legal liabilities to professional indemnity. Secure peace of mind with customizable insurance options designed to protect your business assets and operations.
Safeguard your business assets with property insurance that covers risks like fire, theft, and natural disasters. Whether you manage a small shop or a large company, our tailored solutions help ensure financial stability.
Protect your business from claims related to bodily injuries, property damage, and advertising injuries. Designed for SMEs, our liability coverage provides financial security so you can focus on growth.
Essential coverage for professionals facing claims of negligence or errors in their services. Protect your financial stability and reputation with tailored policies for consultants, lawyers, architects, and more.
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This insurance is designed to provide financial stability to companies in the face of unforeseen expenses arising from accidents or work-related illnesses of their employees, as well as those for whom the policyholder may be responsible.
It is aimed at both companies required by law to protect their employees and those that are not, offering a wide range of customized coverages. The goal is to ensure peace of mind for both the company and the individuals working within it.
+ Different company profiles: small, medium, and large enterprises, sharing a common base of coverages and guarantees but featuring specificities based on the company's activity and, furthermore, the collective agreement.
+ Periodic update of the current agreement, so you always have up-to-date coverage.
+ Option for coverage in private life 24/7 or within the professional scope chosen by the policyholder, or as established in the agreement.
+ Basic coverage: accidental death. Wide range of optional coverages.
Agreement. Coverages required by the mandatory collective accident insurance for each of the agreements in different labor sectors.
Unnamed. For groups of workers grouped by professional activity, where it is necessary to specify the name and birth date of each worker.
Named. Reserved for small groups where the names and professional activities of the members are detailed.
Business insurance safeguards your company against financial losses resulting from unforeseen events like property damage, theft, liability claims, and more. It's vital to protect your assets and mitigate risks.
Coverage for third-party damages is regulated by each municipality and might be a crucial requirement for obtaining a business opening license. Having business insurance is highly advisable to minimize the impact that any unforeseen events may have on your business, even preventing temporary closure.
The primary events covered by business insurance include: fire, water damage, electrical faults, glass breakage, theft, public liability, and loss of earnings. Additionally, we provide many more coverages so you can tailor your insurance to your needs.
The cost of a policy for your business will vary depending on the coverages selected since not all businesses have the same needs or are the same size...
Assess your industry, potential risks, and the specific needs of your business. Consulting an insurance agent or broker can help tailor coverage to your requirements.
General liability insurance primarily covers bodily injury, property damage claims, and legal costs arising from your business operations, while other coverages like professional liability focus on specific risks.
Notify your insurer promptly, gather necessary documentation, and submit the claim details. An adjuster will assess the claim, and upon approval, compensation will be provided.
Certain risks like cyberattacks, specific natural disasters, or high-value equipment may not be fully covered. Consider additional policies or endorsements to fill these gaps.
Larger businesses or those with higher risk exposures often face higher premiums due to increased coverage needs and potential liabilities.
Tailored insurance can provide added protection against unique risks, ensuring comprehensive coverage and peace of mind for your specific business needs.
United Expat Insurance Provides Expert and Empathetic Insurance Solutions for Expatriates in Spain
