Expat insurance in Spain should be clear, compliant, and easy to understand for people living in or relocating to Spain.
At United Expat Insurance (UEI), we help expats compare regulated insurers and choose the right protection for their life in Spain — with calm, independent guidance and no pressure.
Fast replies. Real people. No commitment.
Spain’s insurance system isn’t intuitive for foreigners. Expats often face:
Making the wrong choice can delay visas, create legal issues, or leave gaps in protection.
Our role is to prevent that.
We help expats make insurance decisions that actually fit their life in Spain.
Choose the protection that fits your situation. We’ll help you understand what you actually need — and what you don’t.
Private medical cover accepted by all Spanish consulates.
No copayments. No waiting periods. Nationwide coverage.
Protection for owners, landlords, tenants, and non-residents.
Fire, water damage, liability, and clear claims support.
Coverage for Spanish plates, imported vehicles, foreign licences, and long-term residents.
Pre-arranged funeral services with optional repatriation, reducing burden on your family.
Professional liability and SME solutions adapted to freelancers and business owners.
All insurers we work with are regulated by the DGSFP, ensuring consumer protection, clarity and security.
We support the international community living in Spain, including:
Only insurers that fit your profile — explained in plain English.
We handle activation and stay with you for renewals and claims.
Your life in Spain deserves clear, reliable protection — without confusion or pressure.
Wonderful company! I definitely recommend United Expat Insurance. They’ve been amazing at finding the best coverage for me. I’m very happy with the advice and support I received.
We’ve had United Expat Insurance for a long time. Excellent customer service — we love being able to just pick up the phone and call our broker for an immediate and helpful response. We’ve made a few insurance claims, and the process has always been easy and hassle-free. Highly recommended.
We’ve been with United’s expat insurance for years. Great service, fast responses, and smooth claims every time. Totally recommend them.
Health, home, car, life, travel, repatriation, business & more — depending on your needs.
Yes — all non-EU visas require full private health insurance with no copayments.
Yes — we assist with onboarding, documentation and claims.
Depends on age, coverage, insurer & residency status. We compare the best options.
Yes — tailored plans for freelancers and digital nomads.
Private healthcare is faster, multilingual and required for visas.
Yes — many expats change insurers for better service, price or coverage.
Depending on the plan — we offer international options.
Real guidance. Real support.
